EVALUATION OF THE PROGRESS OF MICROFINANCE THROUGH SELF HELP GROUP BANK LINKAGE MODEL



Abstract

Self-Help Group is a team of 10-20 members save the amount regularly based on which members will avail loans from banks and microfinance institutions. In spite of considerable expansion in the branch network, a large share of India’s population continues to remain outside the formal banking system. Due to widespread rural bank branch network, the SHG programme is very suitable to the Indian context. Although various alternative ways are being experimented in order to meet the objectives of financial inclusion. The microfinance through self-help groups is considered as most successful, promising and widely accepted model in India. Self Help Group- Bank Linkage Programme- a pilot project started by NABARD is widely accepted model as one of the largest and successful one in the world. The present study is based upon secondary data which has been collected from different published reports, journals and existing available literature. The objective of this study is to evaluate the progress of self-help group bank linkage model of microfinance.

 

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